SafeHome - Insurance built for your manufactured home

What's covered

What's covered with every policy.

Every SafeHome policy starts with broad protection built in, for your home, the things inside it, and the people around it.

Your home

Your home itself, including what's permanently built in, like plumbing, wiring, and heating.

Your belongings

Your things, such as furniture, electronics, appliances, and clothes.

Accidents you're responsible for

If someone is hurt at your home, or you damage someone else's property, this helps pay.

A place to stay

If a covered problem makes your home unlivable, this helps pay to stay somewhere else.

Things on your lot

A porch, fence, or carport, anything on your lot that isn't the home itself.

A guest's medical bills

If a guest is hurt at your home, this helps with their bills, even if it was no one's fault.

Debris cleanup

Help clearing debris from your property after a covered loss.

Animal liability

Included with every policy, for the pets that share your home.

Why SafeHome

Real coverage for the things that actually happen.

A kitchen fire. A burst pipe. A tree on the roof. A guest who slips on the steps. Those are the moments coverage is for, and SafeHome is built to cover them.

Covers the home you actually own. Single wide, double wide, triple wide, modular, park model, or tiny home.
A real price in minutes. Answer a few questions about your home and get a quote, no hassle.
One policy, one team. Home, belongings, and liability together, with claims handled in-house so things stay simple.

Make it yours

Tailor your coverage.

Start with the core policy, then add the coverage you want and take the discounts you've earned.

Optional coverages

Customize your policy with these add-ons:

Higher liability limits, up to $1,000,000
Extra coverage for valuables like jewelry, firearms, and tools
Appliance or system breakdown
Water backup, for water that comes up through drains or a sump pump
Identity theft help
Golf cart
Pet damage
Coverage while your home is being moved

Discounts you may qualify for

Little things that can lower your price.

Go paperless
Pay in full
Working smoke or security alarms
Stay claim-free
plus more ways to save

You can also choose your deductible.

Own or rent

Do you own your home, or rent it?

Adjust your coverage to your situation.

You own your home and rent the lot

Your coverage includes the home itself, your belongings, help if someone gets hurt, and a place to stay if you can't live at home.

You rent your home and the lot

The community's policy covers the building, so your coverage focuses on your belongings, help if someone gets hurt, a place to stay, and a guest's medical bills.

How it works

Three steps. A few minutes. Done.

See your price online, then a licensed SafeHome agent finalizes your quote and gets you covered.

Tell us about your home

Answer a few quick questions about your home. It only takes a couple of minutes.

See your price

Get a clear price for the coverage your home needs, with no obligation to buy.

We finalize and get you covered

A licensed SafeHome agent confirms your quote, answers your questions, and sets up your policy.

Good to know

Frequently asked questions.

What does manufactured home insurance from SafeHome cover?

Every policy covers your home, your belongings, and your personal liability, plus a place to stay if your home becomes unlivable, structures on your lot like a porch or carport, a guest's medical bills, debris cleanup, and animal liability. You can add more coverage to fit your home.

Do I need this if I rent my lot?

Yes. Whether you own your home and rent the lot, or rent both, SafeHome covers what's yours. If you rent your home, the community's policy covers the building, so your coverage focuses on your belongings, your liability, a place to stay, and a guest's medical bills.

What is a deductible?

A deductible is the amount you pay before your coverage helps with a claim. You can choose your deductible when you set up your policy, and it affects your price.

Can I add coverage for things like jewelry, a golf cart, or appliance breakdown?

Yes. Optional coverages let you add protection for valuables like jewelry and firearms, appliance or system breakdown, water backup, identity theft, a golf cart, pet damage, and coverage while your home is being moved.

What homes does SafeHome cover?

SafeHome is built for manufactured and mobile homes, including single wide, double wide, triple wide, modular, park model, and tiny homes.

How financially strong is the coverage?

SafeHome is underwritten by Obsidian Insurance Company, rated A- (Excellent) by AM Best, and backed by a panel of reinsurers.

Insurance built for your manufactured home.